AAROGYAM TAX SAVER BASIC – Preventive Health Checkup with Section 80D Support
Preventive health testing helps you understand important health markers before symptoms affect your daily routine, work, energy, sleep, or fitness. Stress, poor sleep, irregular meals, limited physical activity, outside food, frequent travel, and family history can influence blood sugar, cholesterol, thyroid function, liver health, kidney health, iron status, and other wellness markers over time.
The AAROGYAM TAX SAVER BASIC is a preventive full-body health checkup package designed for adults who want a broad routine health review along with potential Section 80D preventive health-checkup tax benefits, subject to applicable rules and eligibility.
This package includes approximately 83 health-test parameters covering complete blood count, thyroid function, diabetes-related markers, cholesterol, liver function, kidney health, iron profile, vitamins, electrolytes, pancreatic profile, cardiac-risk markers, hormone-related parameters, and selected elements.
Available through AreYouHealthy.in, a channel partner of Thyrocare, the AAROGYAM TAX SAVER BASIC can be booked with home sample collection in eligible locations. Customers in Delhi, Noida, Gurugram, Faridabad, Mumbai, Pune, Bengaluru, Chennai, Hyderabad, Kolkata, Ahmedabad, Jaipur, Lucknow, Chandigarh, Indore, Nagpur, Surat, Kochi, and other serviceable Indian cities can check PIN-code availability before booking.
Why Consider a Tax Saver Health Checkup?
Routine health checks can help you monitor essential health markers before a concern becomes more difficult to manage. At the same time, eligible preventive health-checkup expenses may be considered under Section 80D of the Income Tax Act, subject to the applicable overall deduction limits and tax-regime rules.
The AAROGYAM TAX SAVER BASIC is designed for people who want a detailed preventive health profile that may also support tax planning. However, do not describe the package as a guaranteed tax deduction. Eligibility depends on the taxpayer’s circumstances, the applicable tax regime, payment details, documentation, and the provisions in force for the relevant financial year.
Under Section 80D, preventive health-checkup expenditure is allowed up to ₹5,000 in aggregate, within the overall Section 80D deduction limit; it is not an additional ₹5,000 deduction over and above the applicable limit.
You may consider this package if you:
- Want an annual preventive health checkup
- Have not had a broad health test in the last 12 months
- Have a family history of diabetes, thyroid conditions, high cholesterol, anaemia, or heart disease
- Follow a stressful, sedentary, or travel-heavy lifestyle
- Want to check vitamin, iron, blood sugar, and cholesterol-related markers
- Are planning a fitness, diet, or weight-management programme
- Need a detailed report for a doctor consultation
- Want to review possible eligible preventive health-checkup expenditure for tax purposes
The AAROGYAM TAX SAVER BASIC is a preventive screening package. It does not diagnose a disease by itself and should not replace medical treatment, emergency care, specialist consultation, or doctor-recommended testing.
Package Overview
| Package Feature | AAROGYAM TAX SAVER BASIC Details |
|---|---|
| Package Type | Preventive full-body health checkup |
| Approximate Test Count | 83 parameters |
| Sample Type | Blood sample |
| Fasting Requirement | Generally 10–12 hours |
| Water During Fasting | Plain water is generally allowed |
| Thyroid Assessment | T3, T4, and Ultra-Sensitive TSH |
| Major Profiles | CBC, diabetes, lipid, liver, kidney, iron, and cardiac risk |
| Additional Coverage | Vitamins, pancreatic profile, electrolytes, hormones, and elements |
| Tax Relevance | May be considered under Section 80D, subject to eligibility |
| Home Collection | Available in serviceable PIN codes |
| Report Format | Digital report after laboratory processing |
Important Health Profiles Included
The AAROGYAM TAX SAVER BASIC includes multiple profiles for a broad wellness review. Always check the final package list on the live page before booking because test parameters, prices, offers, and collection terms can change.
Complete Hemogram or CBC
A Complete Blood Count, commonly known as CBC, includes multiple blood-related parameters. It generally measures haemoglobin, red blood cells, white blood cells, platelets, and related blood indices.
CBC values can support a doctor’s assessment of tiredness, weakness, dizziness, low stamina, frequent illness, or nutritional concerns. A result outside the laboratory reference range does not independently confirm a diagnosis.
Thyroid Profile with Ultra-Sensitive TSH
The AAROGYAM TAX SAVER BASIC includes thyroid testing with T3, T4, and Ultra-Sensitive Thyroid Stimulating Hormone, commonly called UTSH.
The thyroid plays an important role in metabolism and can influence energy levels, body weight, mood, body-temperature sensitivity, heart rate, hair health, bowel habits, and menstrual health. Symptoms such as fatigue, hair fall, anxiety, low mood, weight changes, or sensitivity to cold can have several possible causes.
Do not self-diagnose thyroid concerns based only on symptoms or a report. If you take thyroid medicine, consult your doctor before making any medication changes.
Diabetes Profile
The package includes diabetes-related parameters, including HbA1c and average blood glucose-related values. HbA1c generally reflects average blood sugar patterns over the previous few months.
The AAROGYAM TAX SAVER BASIC can support preventive screening, but people with diagnosed diabetes should continue following their doctor’s personalised medication, diet, monitoring, and follow-up plan.
Lipid and Cardiac Risk Profile
The lipid profile checks cholesterol and triglyceride-related values. The package also includes cardiac-risk-related parameters, which may provide added information during a doctor’s cardiovascular wellness assessment.
Heart-health risk cannot be determined from one blood report. Doctors consider these values along with age, blood pressure, blood sugar, smoking status, body weight, exercise habits, family history, and existing medical conditions.
Seek urgent medical care for chest pain, severe breathlessness, fainting, sudden sweating with discomfort, or pain spreading to the arm, jaw, neck, or back.
Liver, Kidney and Pancreatic Profile
The AAROGYAM TAX SAVER BASIC includes liver-function, kidney-function, and pancreatic-profile parameters. The liver supports metabolism and nutrient processing, kidneys filter waste products, and pancreatic markers may provide additional information for a doctor’s assessment.
A blood report alone cannot diagnose liver, kidney, or pancreatic disease. Discuss unexpected values with a doctor, particularly if you have diabetes, high blood pressure, persistent abdominal symptoms, or existing health conditions.
Iron, Vitamins and Elements
The package includes iron-related testing, Vitamin D, Vitamin B12, and selected elements such as copper and zinc, subject to the live test list. Low iron or vitamin values may sometimes be associated with tiredness, weakness, reduced stamina, tingling sensations, muscle discomfort, or hair concerns.
Do not start high-dose iron, mineral, or vitamin supplements solely based on a report. A doctor can advise whether dietary changes, supplementation, repeat testing, or further evaluation is appropriate.
Tax-Saving Considerations
The AAROGYAM TAX SAVER BASIC may be relevant for taxpayers planning eligible preventive health-checkup expenses. The official Section 80D provision permits a deduction for preventive health checkups up to ₹5,000 in aggregate, but this amount forms part of the overall Section 80D deduction ceiling.
For accurate tax filing:
- Keep the invoice and payment proof safely.
- Ensure the patient and payer details are correctly entered during booking.
- Check the current tax regime and Section 80D conditions that apply to you.
- Consult a chartered accountant or tax professional before claiming any deduction.
- Do not assume that every health-checkup payment is automatically deductible.
- Confirm whether the payment and relationship of the insured or family member meet applicable tax requirements.
This content is for general informational purposes and is not tax advice.
Who Should Consider This Package?
The AAROGYAM TAX SAVER BASIC is suitable for adults who want a detailed preventive health report and may wish to evaluate eligible health-checkup expenses as part of tax planning.
This package may be considered by:
- Adults aged 25 years and above
- Professionals and business owners with high-stress routines
- Individuals with family histories of diabetes, thyroid issues, or high cholesterol
- Adults planning annual preventive screening
- People starting a fitness, diet, or weight-management routine
- Individuals who want to check health markers before consulting a doctor
- Families booking preventive tests for parents or adult relatives
Frequently Asked Questions
1. What is AAROGYAM TAX SAVER BASIC?
AAROGYAM TAX SAVER BASIC is a preventive health checkup package with approximately 83 parameters. It includes CBC, thyroid, diabetes, lipid, liver, kidney, iron, vitamin, cardiac-risk, pancreatic, electrolyte, hormone, and element-related profiles.
2. Is fasting required before the test?
Yes. A fasting period of 10–12 hours is generally advised before sample collection. Plain water is usually allowed during fasting.
3. Can this package be claimed under Section 80D?
Preventive health-checkup spending may be eligible under Section 80D, subject to applicable conditions. The preventive health-checkup amount is capped at ₹5,000 in aggregate and is included within the overall Section 80D limit. Consult a tax professional before claiming it.
4. What sample is required?
The package generally requires a blood sample.
5. Does the package include thyroid testing?
Yes. AAROGYAM TAX SAVER BASIC includes thyroid testing with T3, T4, and Ultra-Sensitive TSH.
6. Does it include diabetes testing?
Yes. The package includes diabetes-related parameters, including HbA1c and average blood glucose-related values.
7. Are liver and kidney tests included?
Yes. The package includes liver-function and kidney-function profiles.
8. Does it include Vitamin D and Vitamin B12?
Yes. Vitamin D and Vitamin B12-related testing are included, subject to the final package list.
9. Is home sample collection available?
Home collection is available in many serviceable Indian PIN codes. Check availability before booking.
10. When will I receive my report?
Digital reports are generally shared after laboratory processing. Actual timelines can vary based on city, holidays, sample logistics, and laboratory workflow.
11. Can this package diagnose a medical condition?
No. It is a preventive screening package. A doctor should interpret your report with your symptoms, health history, medicines, and other relevant information.
12. How often should I take a preventive health checkup?
Many adults choose annual preventive screening. The correct frequency depends on your age, symptoms, family history, health conditions, medicines, and doctor recommendations.
Book Your Health Checkup Online
The AAROGYAM TAX SAVER BASIC provides a practical way to review key health markers related to blood health, thyroid, blood sugar, cholesterol, liver, kidneys, iron, vitamins, and cardiac risk.
Book the AAROGYAM TAX SAVER BASIC through AreYouHealthy.in and select a convenient home sample-collection slot, subject to PIN-code availability. Before confirming, verify the live price, final test list, fasting instructions, report timeline, invoice details, and applicable tax eligibility.